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Loan Options for Clients

Every client is different. So we have more than 400 loan options to help.

No need to refinance your existing mortgage

Loan amounts of $100,000 - $3,000,000

Rate

Term

Borrowing power

Disbursement

Fixed

15-30 years

Up to 90%

loan-to-value

Full loan amount at closing

Fixed Rate

Peace of mind of a fixed rate, often at a lower rate than a HELOC. Typically for faster projects

No need to refinance your existing mortgage

Loan amounts of $100,000 - $750,000

Rate

Term

Borrowing power

Disbursement

Variable or Fixed

15-30 years

Up to 90%

loan-to-value

Line of credit with checkbook to spend funds

HELOC

Flexibility of drawing what you need, when you need it, and only paying on what you use.

Loan amounts of $100,000 - $3,000,000

Rate

Term

Borrowing power

Disbursement

Fixed or Variable

15-30 years

Up to 110%

of future loan-to-value

Draws provided as needed during construction

Renovation Loan

Whether purchasing a property or refinancing, you can add the construction budget to your mortgage.

Loan amounts of $100,000 - $3,000,000

Rate

Term

Borrowing power

Disbursement

Fixed or Variable

15-30 years

Up to 110%

of future loan-to-value

Draws provided as needed during construction

Construction Loan

Peace of mind of a fixed rate, often at a lower rate than a HELOC. Typically for faster projects

Loan Knowledge

Green Octopus, LLC
Meredith Munger
Loan Officer
NMLS 2126086
meredith.munger@ccm.com
619-329-7967
Book a call: https://calendly.com/TeamMeredith

This site is for educational purposes only and does not mean you have a commitment to lend! If you want an actual estimate and commitment to lend, we need to speak with you and receive a loan application. Otherwise, all this is just a guess at what financing might work for your personal situation.

 
 
Ready to get estimates? Get started now! 
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